What is Sakhi Finance?

Sakhi is a Saudi financing company offering fully digital consumer financing solutions, with a seamless experience from application to disbursement. Sakhi is supervised and regulated by the Saudi Central Bank

What documents are required to apply for consumer financing?

Your information is verified electronically, and once you agree to the terms and conditions, you can complete your application through Sakhi app notices

Are Sakhi’s products Sharia-compliant?

Yes, Sakhi financing is Shariah-compliant and supervised by a Shariah committee

Does Sakhi offer credit cards?

Not currently, Please follow our official channels for updates

How can I contact Sakhi Customer Support?

You can contact us through the toll-free number 8001110150, the official customer support channels, or Sakhi’s official account on X.

How can I get financing from Sakhi?

Download the Sakhi app, create your account, check your eligibility, and complete your financing application right from your phone

What is the maximum financing amount?

The maximum amount is determined based on the internal credit assessment. It may reach up to SAR 300,000 with a tenure of up to 36 months, subject to eligibility.

For every Plan, there’s Sakhi Financing

Apply for Financing Check your eligibility

Sakhi Financing

Consumer

Financing designed to support your personal needs and plans, with repayment options that work for you.

Additional

If you already have existing financing, you can apply for additional consumer financing to access a higher amount, with the option to combine your obligations into one repayment plan

Finance from 3,000 up to 300,000

No salary transfer

Flexible repayment terms from 3 to 36 months

Finance from 3,000 up to 300,000

No salary transfer

Flexible repayment terms from 3 to 36 months

Flexible financing, Simple repayments

Sakhi makes managing your financing easier, from your first installment to your last

Eligibility Requirements

Whether you’re a Saudi citizen or resident, you can check your eligibility if you meet the following requirements:

Minimum age: 18 years

Minimum monthly salary: SAR 3,000

Minimum employment period: 3 months

Good credit history

Minimum age: 18 years

Minimum monthly salary: SAR 3,000

Minimum employment period: 3 months

Good credit history

Flexible and Secure Payment Options

Bank Cards: Mada | Visa | Mastercard

Digital Wallets: Apple Pay | Google Pay

Bank Transfer

Bank Cards: Mada | Visa | Mastercard

Digital Wallets: Apple Pay | Google Pay

Bank Transfer

Steps to Apply for Financing

Download Sakhi App

Create Your Account

Check Your Eligibility

Review Your Offer

Sign Your Contract

Receive Your Financing

Download Sakhi App

Start your financing application right from your phone

Download Sakhi App

Scroll to follow your financing journey

Steps to Apply for Financing

Download Sakhi App

Start your financing application right from your phone

Create Your Account

Enter your basic details and set up your account in a few simple steps

Check Your Eligibility

Answer the eligibility questions to see if you qualify for financing

Review Your Offer

Review your offer details, from the financing amount to the repayment term

Sign Your Contract

digitally through the app

Receive Your Financing

Once all requirements are completed and final approval is granted, the financing amount will be deposited into your registered bank account

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Download Sakhi App

Pricing

Financing amount	Maturity period	APR	Monthly Installment
SAR 300,000.00	60 Months	33.34%	SAR 9,500.00
SAR 150,000.00	36 Months	35.75%	SAR 6,416.67
SAR 50,000.00	24 Months	41.44%	SAR 2,916.67
SAR 15,000.00	12 Months	42.65%	SAR 1,500.00

When Are You Eligible for Financing?

18 years old or above

A bank account in your name

Employed for more than 3 months

A good credit record

A stable income

Check your eligibility

Digital Financing, Closer to You

Sakhi offers a simple, clear, and secure digital financing experience, helping you access financing solutions that fit your needs

Licensed by the Saudi Central Bank (SAMA)

Sakhi is licensed, regulated, and supervised by the Saudi Central Bank in accordance with applicable regulations and requirements

Shariah-Compliant Financing

Sakhi’s financing products comply with Shariah principles, following clear Shariah and regulatory guidelines to give you confidence every step of the way

Sakhi, Built for Your Ambitions

Digital financing that fits your plans

Apply for Financing Check your eligibility

Have a Question About Sakhi?

Find answers to the most common questions about financing, eligibility, repayments, and using Sakhi app

Learn More

For every Plan, there’s Sakhi FinancingFor every PlanTripProjectGoalChangeNeedAmbitionPlanthere’s Sakhi Financing

Sakhi Financing

Consumer

Additional

Flexible financing, Simple repayments

Eligibility Requirements

Flexible and Secure Payment Options

Download Sakhi App

Steps to Apply for Financing

Download Sakhi App

Create Your Account

Check Your Eligibility

Review Your Offer

Sign Your Contract

Receive Your Financing

Pricing

When Are You Eligible for Financing?

18 years old or above

A bank account in your name

Employed for more than 3 months

A good credit record

A stable income

Digital Financing, Closer to You

Licensed by the Saudi Central Bank (SAMA)

Shariah-Compliant Financing

Sakhi, Built for Your Ambitions

Have a Question About Sakhi?

For every Plan, there’s Sakhi Financing